Why use professional mortgage support?

A mortgage can make buying property in Spain more accessible, with variable rates starting from 0.7% and fixed rates from 2.5%. Even non-EU residents may be eligible for financing of up to 50% of the property value under the same lending terms as Spanish citizens.

Applying for a mortgage involves bank checks, documentation and formal procedures. Dealing with Spanish banks, collecting certificates and arranging document translations can quickly become time-consuming without professional support.

from 0.7%

Variable interest rate

from 2.5%

Fixed interest rate

up to 50%

of the property value for non-residents

up to 80%

of the property value for residents

What Spain Costas offers

We support clients throughout the mortgage process in Spain, from choosing a bank to signing the property purchase deed before a notary.

Bank selection

We compare offers from leading Spanish lenders and identify the most suitable financing terms

Document collection and review

We help collect the required documents and check that everything is complete and correctly prepared

Document translation and preparation

We arrange and prepare the documents required for submission to the bank

Bank negotiations

We communicate with the bank on your behalf and negotiate the financing terms

Completion support

We support you at the notarial signing of the property purchase

We make the mortgage process clear and manageable, whether you are a resident or a non-resident.

Fees and payment terms

Service fee

1 500 €

Payment schedule:

At the start of the engagement
500 €
At the notarial signing
1 000 €

The service remains active until the property purchase agreement is completed

Additional benefits from Spain Costas

When you purchase a property with our assistance, you also receive:

Follow-up on the registration of your ownership

Assistance with setting up utilities

Complimentary basic property support for 1 year

Additional costs

The service fee does not include:

Consular fees
Translation of documents into Spanish
Document legalisation and retrieval

Need help arranging a mortgage?

Send us an enquiry and we will advise you on the mortgage process in Spain.

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